Homepage
Application Form
Loan Calculator 
Loan Options 
Loan Rates 
Customer Examples 
Contact UsJump straight to information about the type of loan you require.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The overall cost for comparison is 11.6% APR. The rate is variable and based on a usual case, including a broker fee of £2,000 and other fees of £1,330. A valuation fee will be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
News Headlines
- Wage increases to impact SMEs?
- Small firms optimistic about future trading prospects
- Online opportunities for SMEs
- SMEs warned to secure IT networks
- Small firms at risk from fraud
Business loan to battle predicted interest rate rise
Reported on Mon, 10 Jul 2006
The Federation of Small Businesses (FSB) has expressed concern about the effects an increase in the base rate may have on small businesses, but a business loan may help those smaller companies who are anxious about their financial future.
Despite research from Lloyds TSB that 65 per cent of consumer expect interest rates and prices to rise, the FSB is concerned that borrowing against credit cards may be 'stifled'
Martin Knowles, a spokesperson for the FSB, warned that putting interest rates "too high" would lead to a reduction in spending and would have a knock-on effect on small retailers
"The retail sector is a large part of our membership and they [retailers] would be concerned if that would reduce the spending in the retail sector," he said.
Though business saving for future expansion could benefit from higher interest rates, those planning to take out loans for future expansion could face higher interest rates in the future.
Taking out a small business loan now may help those smaller companies who have plans for the future to stabilise their finances should interest rates rise.
© Adfero Ltd