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The overall cost for comparison is 11.6% APR. The rate is variable and based on a usual case, including a broker fee of £2,000 and other fees of £1,330. A valuation fee will be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
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Business loan for 'threatened' small firms
Reported on Wed, 17 May 2006
Small businesses are being put at a disadvantage by the priorities of the Office of Fair Trading (OFT), a leading trade organisation has alleged, but firms feeling unsupported could consider a business loan to help plan a commercial strategy.
The Federation of Small Businesses (FSB) has accused OFT bosses of neglecting the consequences of big companies squeezing their less wealthy competitors out of the local market.
Releasing a statement this week, the organisation has called for clarification from OFT chief executive John Fingleton after he reportedly dismissed rigorous policing for the supermarket Code of Conduct and suggested that he was prepared to see smaller suppliers priced out by bigger competitors as long as savings were passed to consumers.
Clive Davenport, the FSB's national trade and industry chairman said he was "shocked" at the attributed comments, which neglected the fact that "effective competition always takes in more factors than just cost".
Mr Davenport added that a "view that consumers only value price and do not look at product quality, local produce or service quality is misplaced" when customers were increasingly sympathetic to suppliers hit by "late payment of invoices, unilateral changes to contract terms and payment below the cost of production" from big firms.
Small businesses hit by the encroachment of big competitors could take out a business loan to grant time and money to explore new openings in the market.
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