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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The overall cost for comparison is 11.9% APR. The rate is variable and based on a usual case, including a broker fee of £2,000 and other fees of £1,330. A valuation fee will be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
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Loan Rates & Terms
| Loan Guidelines | Minimum | Maximum |
| Size | £26,000 | £3,000,000 |
| Repayment period | 7 years | 30 years |
| Property value | £50,000 | no maximum |
These are simply guidelines which reflect our loan plans. We take the hard work out of finding the right commercial loan for you by searching over 70 different plans. We will do our very best to meet your commercial financing needs and have access to a wide range of commercial lenders. Fill in our simple application form and let our team of experts find the best commercial loan for you.
| Loan to value | Filed Accounts | Chartered Accountants | Self Declaration |
| Up to 55% | 2.65% | 3.00% | 3.75% |
| 56% - 60% | 2.75% | 3.00% | 4.00% |
| 61% - 65% | 2.85% | 3.50% | 4.50% |
| 66% - 70% | 2.95% | 3.75% | 4.75% |
| 71% - 75% | 3.25% | 4.00% | 4.95% |
| 76% - 80% | 3.50% | 4.25% | 5.45% |
| 81% - 85% | 4.20% | 5.00% | 6.20% |
Investment(rented out) property mortgages
| Loan to Value | Residential Property | Commercial & Semi Commercial Properties |
| Up to 55% | 2.75 | 2.65 |
| 56 - 60% | 3.00 | 2.75 |
| 61 - 65% | 3.25 | 2.85 |
| 66 - 70% | 3.25 | 2.95 |
| 71 - 75% | 3.50 | 3.25 |
| 76 - 80% | 4.00 | 3.50 |
| 81 - 85% | 4.25 | 4.20 |
The above outlines our rates up to 85% LTV and shows the margin increase on a 3 month LIBOR rate. We are not tied to any one lender and guarantee to talk you through the best loan plans that we have available for you. If you would like further details please ring our experienced underwriters on 0808 132 50 50. They are there to help you. Our times are 8am till 7pm Monday to Friday and 9am till 1pm on Saturday. Or if you prefer, why not fill in our simple application form and let our team of experts find the best commercial loan for you.