Jump straight to information about the type of loan you require.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison is 11.9% APR. The rate is variable and based on a usual case, including a broker fee of £2,000 and other fees of £1,330. A valuation fee will be payable. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

News Headlines

Customer Examples

Light industrial unit for a machining and spares business

We advanced the client 75% of the £80,000 valuation. Our client used the capital raised to invest in some new machining parts and to repay an existing overdraft arrangement. Our client operated as a sole trader with management account information supporting a self-declaration of income.

Apply Now

Retail shop with living accommodation above

Our client wished to raise capital of £270,000 against the OMV of £450,000. The property was unencumbered and let to an existing dry cleaning business and private tenant. The raised monies were used to purchase another investment property from auction and complete a renovation and overhaul. Our client had two CCJs but these were over three years old and disregarded.

Apply Now

Single storey office/showroom and workshop for a jewellery business

Our client completed a refinance, raising £260,000 on a valuation of £365,000. The advance was used to raise working capital and to fund business development. Our client held the freehold on the property privately and entered into a 20 year lease with his trading company. As such the advance was treated as an investment property, with the rent satisfying our 1.25 interest cover test. After receiving the application, the mortgage offer was issued the same day and within 14 working days the transaction completed.

Apply Now